Jan Sohlman Testimonial – Dave Kammerer, Summit Funding

It’s not only clients who have nice things to say! We sat down with longtime friend and colleague, Dave Kammerer with Summit Funding in Eugene, to hear a few words about his relationship with Jan. His words speak for themselves!

To learn more about Dave and/or to talk about how he can help you with your mortgage needs, email him at dkammerer@summitfunding.net or call him directly at 541-868-1850.

Thanks, Dave!

Team Sohlman is Growing!

I have exciting news! Kathi Jaffe has joined Team Sohlman! Kathi is remarkably talented and I couldn’t be any happier to have her on board. Kathi brings a wealth of experience to the team, having worked 35 years in business sales and merchandising. Originally from Minnesota, Kathi has lived in the Eugene area for more than 10 years, and has developed a passion for seeking new places to explore and restaurants to discover.

When asked what tips Kathi has when it comes to selling a home, she says, “My experience in merchandising has helped me understand the importance of presentation and how you only have one chance to make a lasting impression. This means, making sure your home is presentable, warm and friendly for prospective homebuyers. It also means making sure details such as property photos are sharp and well lit and open houses are staged to entice people to make offers!”

Welcome to the team, Kathi!

Ready to downsize? Call Jan!

Are you an empty nester?

If you’re seeking to downsize and sell your home for something more manageable, please give me a call! I’ve helped many clients who have downsized from a large home to a smaller home/townhouse or even a condominium. In addition to making life simpler, downsizing has a host of benefits:

Downsizing makes life more affordable: Save money, build up your nest egg and have more funds on hand for whatever you’d like. It’s also a great way to pay off debt, too.

Downsizing is safer: For those of you with large homes, or multi-level homes, downsizing to a single level residence is a safer option. Which speaking of options, there are typically more single-level options that are more centrally located, again, making them more accessible and safer.

Downsizing is therapeutic: Reducing your square footage means letting go of that that clutter and starting fresh! Also, a smaller home is much easier to maintain, helping to offset stress so you can enjoy more of your life.

Downsizing is a great option for travelers:  If you plan on traveling more, downsizing not only puts more money in your pocket, it also means you’re not paying for empty space in a home that isn’t being used as much or as often.

To learn more about downsizing options here in Lane County, give me a call at (541) 870-3009 or email to jsohlman@remax.net and lets talk!

 

Jan’s Favorite Place: Johnson Brothers Garden Market

Those who know me, know I love plants! As seasons change here in Lane County, one of my favorite places to visit for all my gardening needs is the wonderful Johnson Brothers Garden Market, located just a few minutes north of Eugene in quaint little Coburg.

Johnson Brothers has a tremendous variety of annuals, perennials, shrubs, trees, vegetables, berries, fruits for every season. And that’s not all. For example, come spring and summer, the selection of hanging plants (literally hundreds hang within their beautiful greenhouses) is a site to behold. You have to see the smattering of hanging color in person to truly appreciate the variety they have!  And during Christmas, the selection of poinsettias is one of the biggest you’ll find anywhere in the Northwest. Other favorite areas of mine include the selection of roses, houseplants and outdoor ground cover. Rarely do I visit Johnson Bros. without walking through each greenhouse and retail area to see the latest in new offerings. It changes all the time!

That said, the extraordinary selection and reasonable prices aren’t the only reasons why Johnson Brothers one of my favorite places. The warm and friendly service and atmosphere are what truly make it special. The staff is attentive, helpful, and will help you with any questions you may have. I’ve been blessed to get to know the owners, Katie and Caleb Johnson. These are two of my favorite people! Katie and Caleb are truly dedicated to what they do and have created one of the most unique retail experiences in Lane County. (How many garden centers have a coffee bar?!)  They are always bringing in new products to choose from and Katie incorporates elements of modern, country and metropolitan decor to the overall garden experience.

Additionally, Katie and Caleb have committed to a variety of fun events that include free classes on gardening (for children and grown-ups), as well as unique opportunities to fine-tune your home decor. They even have events such as hot pepper eating contents and lessons on how to fix cocktails with fresh herbs and ingredients. Johnson Brothers is so much more than a garden center!

I encourage all my clients to visit Johnson Brothers anytime of the year. They have arguably the best selection, prices and customer service in the area. Additionally, I host a cookie, hot chocolate and cider night from within of their greenhouses during Christmastime. It’s yet another a testament to their willingness to please each and every customer.

When you visit, ask for a chance to meet Caleb and Katie and tell them Jan sent you. They’ll likely go out of their way and come say hello.

No doubt Johnson Bros. will soon become one of your favorite places, too.

Johnson Brothers Garden Market

jbgardenmarket.com

91444 Coburg Rd
Eugene, OR 97408
541-484-1649

Understanding Closing Costs

There are “closing costs” every time a home sold or bought. These costs include the fees associated with various components involved in a standard real estate transaction.

Typically Buyer Closing Costs:

  • Appraisal fee
  • Origination fee
  • Prepaid interest
  • Prepaid insurance
  • Flood certification fee
  • Tax servicing fee
  • Credit report fee
  • Bank processing fee
  • Recording fee
  • Notary fee
  • Title insurance

Typical Seller Closing Costs: 

As mentioned in a previous post, sellers typically cover the realtor commissions, which generally are 6% (3% for the seller, 3% for the buyer) of the selling price of the property.

Any unpaid property taxes are required to be paid by the seller, too.

Negotiate! 

When it comes to closing costs, buyers tend to have the most wiggle room and allowance for negotiation. Some buyers opt to buy the home at a slightly higher asking price, in return for a credit towards closing costs. For example, if buyer’s are facing $6000 in total closing costs, they could ask to purchase the home for $6000 more–an amount that won’t affect a 15 or 30-year mortgage more than a few dollars each month. The end result is more money in the buyers’ pockets at the time of purchase.

Don’t Buy Before You Buy!

Buying a new home is one of life’s greatest thrills. It’s easy to get caught up in the moment and not realize that the homebuying process is just that—a process, not a singular transaction.

What do I mean by that? When you buy a house, from the moment you make an offer and it gets accept to the time of actual closing on your home loan, the process takes sometimes 30 or 60 days to go through escrow, inspection and other due diligences.

It’s during this time, between an accepted offer and a closed deal, that I’ve seen people make mistakes. One of the most common is assuming that because you’ve already been pre-approved for a home loan and have an offer accepted, it’s okay to open a new line or credit somewhere or make a large purchase on one of your existing credit cards.

In reality, this can affect your ability to close on your new home loan and may affect your ability to buy the home altogether! If anything, in the months before and during escrow, it’s best to delay any impulse buys and wait until you have the keys to your new home before you decide to buy new furniture or invest in a new outdoor dining set. This is a critical time and new lines of credit, or new purchases on existing credit lines can change your credit score, which can affect your mortgage rate and bank approval.

So, don’t buy before you buy! Use the time leading up to your closing to decide what you might want to buy after you move in. Resist the temptation to buy on impulse and hold off until the time is right. You’ll be glad you did!

Spotlight Listing! 4285 Bent Tree Lane – Eugene

Just listed!  4285 Bent Tree Lane – Eugene

Stunning home w/ wood floors, high ceilings, light & bright. Some views of the surrounding mountains. 3 bedrooms & 2.5 baths. You will love entertaining in this open kitchen family rm. Kitchen has Stainless steel gas cook-top, slab granite counters, on demand H2, lots of windows for gourmet cook. Large backyard with decking & patio. Small shop w/ electricity & windows, now a artist studio. Sidewalks all around the property & french drains. A must see!

http://www.remax.com/realestatehomesforsale/4285-bent-tree-ln-eugene-or-97405-gid300023351293.html